POEM

Something as simple as me hearing your name,
Put words in my head that I cant explain.
Back then, I wasn't really sure,
But now I see you are all I need and more.

I know we're only friends and it hurts so bad,
Because I know I'm a girl you don't wish to have.
My eyes glisten, I have butterflies flying,
Can you look at me, see how much I'm trying.

I sit and stare in your eyes, as you tell me again
Of how much you have fallen for my friend.
You leave me sad, yet I wish you'd stay,
In case I don't see you for the rest of the day.

You call me daily, asking how I am,
Inside I'm dying to say I want you as my man.
I'm not sure, exactly how long I can take,
Before my heart shatters of waiting so late.

I want to say I love you, for you to understand,
That I can no longer see us being just friends.
I'm scared to tell you baby, I don't want you to go,
So deep inside I hide my emotions so they wont show.

Every love song I hear, your name pops in my head,
So easy to feel it, so hard to be said.
Your everything I need in a man to be,
If only one day, you would love me.

Some Famous Shayri

मैं मैकदे की राह से होकर गुजर गया, वरना सफर हयात का काफी तबील था - अब्दुल हमीद ''अदम''

कुछ सागरों में जहर है कुछ में शराब है, ये मसअला है तश्नगी किससे बुझाई जाय -"अखलाक''

दुख्तरे-रज ने उठा रक्खी है आफत सर पर, खैरियत गुजरी कि अंगूर के बेटा न हुआ-अकबरइलाहाबादी

रिन्दे-खराब-हाल को जाहिद न छेड़ तू तुझको पराई क्या पड़ी अपनी निबेड़ तू - जौक

उस शख्स पर शराब का पीना हराम है जो रहके मैकदे में भी इन्सां न हो सका - पारसा कौसरी

इतनी पी है कि बाद तौबा भी बे पिए, बेखुदी सी रहती है - रियाज खैराबादी

कभी खुशी से खुशी की तरफ नहीं देखा तुम्हारे बाद किसी की तरफ नहीं देखा - मुनव्वर राना

यूं इस कदर हवा नहीं चलती उसे तो सिर्फ हमारा दिया बुझाना था

मेरे महबूब के दामन की वो एक जुम्बिश है बागवां जिसको गुलिस्तां की हवा कहते हैं -फलक देहलवी

थोड़ी बहुत मुहब्बत से काम नहीं चलता ऐ दोस्त ये वो मामला है जिसमें या सब कुछ या कुछ भी नहीं - फिराक

समझते क्या थे मगर सुनते थे फसानाए-दर्द समझ में आने लगा जब तो फिर सुना न गया -यग़ाना

पूछा जो उनसे गैर को चाहूं तो क्या करो बोले कि जाओ चाहो कोई दूसरा भी है - हकीम काशिफ

Why women need to invest

For women, as with all individuals, investments form an integral part of financial planning; they generate returns for the future and take care of financial needs. This is especially necessary in light of the big question - 'What if'? 'What if' your husband has not planned your finances well? 'What if' there was an eventuality in your family? 'What if' your child's career plans cost you a packet? After all, it's the child who decides on his future, not the parents. And importantly, investments play a key role in making today's woman financially independent.

Education has also played its part in driving women towards the corporate world. More women are taking to education. Armed with a degree, they want to put it to good use by taking up a job. The past few years have seen a steady rise in the number of working women. On the other hand, the goods and services at the consumer's disposal have only increased. With women taking to work, disposable incomes of households have increased. And naturally, alongwith surplus income comes the responsibility of investing.

Apart from working women, homemakers too should take to investing. They can save from the monthly allowance they get to run the house. Not only will this enable them to plan better for the family's future but the savings will be handy on a rainy day. After all, women are considered to be better savers than men!

Like all of us, women also have to deal with an increase in cost of living (inflation). Vegetable prices have been rising consistently. A gas cylinder, which was available for around Rs 70 ten years back, costs almost Rs 300 now. And of course, there's the issue of rising medical bills as the years roll by. So women must have an investment plan in place to secure themselves against inflation. These are just some factors that should compel women to think on the need to invest. And of course, drive them towards actually investing money on a regular basis into various investment avenues.

But just what are these investment avenues that we are talking about here? And how do women go about the task of investing their money 'smartly' to yield a desired return on their investments? In the subsequent articles, we have answered all these questions and more so as to empower women with the necessary advice and guidance to help them secure their financial future.
By Personalfn.com, a financial planning initiative